VOLLINTINE RADIO

Friday, September 4, 2015

Constantijn Huygens

Constantijn Huygens
Constantijn Huygens (1623)
Constantijn Huygens (September 4, 1596 – March 28, 1687), was a Dutch Golden Age poet and composer. He was secretary to two Princes of Orange:Frederick Henry and William IIand the father of the scientist Christiaan Huygens.

Biography

Constantijn Huygens was born in The Haguethe second son of ChristiaanHuygens (senior), secretary of the Council of Stateand Susanna Hoefnagel,niece of the Antwerp painter Joris Hoefnagel.

Education

Constantijn was a gifted child in his youth. His brother Maurits and he wereeducated partly by their father and partly by carefully instructed governors. Whenhe was five years old, Constantijn and his brother received their first musicaleducation.

Music education

They started with singing lessons, and they learned their notes using gold coloredbuttons on their jackets. It is striking, that Christiaan senior imparted the 'modern'system of 7 note names to the boys, instead of the traditional, but much morecomplicated hexachord system. Two years later the first lessons on the violstarted, followed by the lute and the harpsichord. Constantijn showed a particularacumen for the lute. At the age of eleven he was already asked to play forensembles, and later — during his diplomatic travels — his lute playing was indemand; he was asked to play at the Danish Court and for James I of England,although they were not known for their musical abilities.

Art instruction

They were also schooled in art through their parents art collection, but also their connection to the magnificent collection of paintings in theAntwerp house of diamond and jewellery dealer, Gaspar Duarte (1584–1653), who was a Portuguese Jewish exile.

Language lessons

Constantijn also had a talent for languages. He learned FrenchLatin and Greekand at a later age Italian and English. He learned bypractice, the modern way of learning techniques. Constantijn received education in maths, law and logic and he learned how to handle a pikeand a musket.
In 1614 Constantijn wrote his first Dutch poem, inspired by the French poet Guillaume de Salluste Du Bartas, in which he praises rural life. Inhis early 20s, he fell in love with Dorothea, however their relationship did not last and Dorothea met someone else. In 1616, Maurits andConstantijn started studies at Leiden UniversityStudying in Leiden was primarily seen as a way to build a social network. Shortly after,Maurits was called home to assist his father. Constantijn finished his studies in 1617 and returned home. This was followed by six weeks oftraining with Antonis de Hubert, a lawyer in Zierikzee. De Hubert was committed to the study of language and writing, having heldconsultations with Pieter Corneliszoon HooftLaurens Reael and Joost van den Vondel concerning language and orthography in 1623.

Early career

In the Spring of 1618 Constantijn found employment with Sir Dudley Carletonthe English envoy at the Court in The Hague. In the summer,he stayed in London in the house of the Dutch ambassador, Noël de Caron. During his time in London his social circle widened and he alsolearned to speak English. In 1620, towards the end of the Twelve Years' Truce, he travelled as a secretary of ambassador François van Aerssen to Venice, to gain support against the threat of renewed war. He was the only member of the legation who could speak Italian. InJanuary 1621 he traveled to England as the secretary of six envoys of the United Provinces with the object of persuading James I to supportthe German Protestant Union, returning in April of that year. In December 1621 he left with another delegation, this time with the aim ofrequesting support for the United Provinces, returning after a year and two months in February 1623. There was yet another trip to England in1624.

Muiderkring

He is often considered a member of what is known as the Muiderkring, a group of leading intellectuals gathered around the poet Pieter Corneliszoon Hooftwho met regularly at the castle of Muiden near Amsterdam. In 1619 Constantijn came into contact with Anna RoemersVisscher and with Pieter Corneliszoon Hooft. Huygens exchanged many poems with Anna. In 1621 a poetic exchange with Hooft also starts.Both would always try to exceed the other. In October of that year Huygens sent Jacob Cats a large poem in Dutch, entitled 't Voorhoutaboutwoodland near the Hague. In December he started writing 't Kostelick Mal, a satirical treatment of the nonsense of the current vogue. In 1623Huygens wrote his Printen, a description of several characteristics of people. This satirical, moralising work was one of the most difficult ofHuygens' poems. In the same year Maria Tesselschade and Allard Crombalch were married. For this occasion verses were written byHuygens, Hooft and Vondel. During the festival, Constantijn flirted with Machteld of Camps. As a result of this he wrote the poem Vier enVlam. In 1625 the work Otia, or Ledige Urenwas published. This work showcased his collected poems.

English knighthood and marriage

In 1622, when Constantijn stayed as a diplomat for more than one year in England, he was knighted by King James I. This marked the end ofConstantijn's formative years, and of his youth. Huygens was employed as a secretary to Frederick Henry, Prince of Orangewho — afterthe death of Maurits of Orange — was appointed as stadtholder. In 1626 Constantijn fell in love with Suzanna van Baerle. Earlier courtshipby the Huygens family to win her for Maurits had failed. Constantijn wrote several sonnets for her, in which he calls her Sterre (Star). They wedon 6 April 1627.
Huygens and his children (property of theMaurits Huis, The Hague)
Huygens describes their marriage in Dagh-werck, a description of one day. He worked on thispiece, which contains almost 2000 lines, during the entire time they were married.
The couple had five children: in 1628 their first son, Constantijn Jr., in 1629 Christiaan, in 1631Lodewijk and in 1633 Philips. In 1637 their daughter Suzanna was born; shortly after her birththeir mother died.

Later career and French knighthood

Huygens started a successful career despite his grief over the death of his wife (1638). In 1630he was appointed to the Council and Exchequer, managing the estate of the Orange family.This job provided him with an income of about 1000 florins a year. In that same year he boughtthe estate Zuilichem and became known as Lord of Zuilichem. In 1632 Louis XIII of France,the protector of the famous exiled jurist Hugo Grotiusappointed him as knight in the Order ofSaint-Michel. In 1643 Huygens was granted the honor of displaying a golden lily on a blue fieldin his coat of arms.
In 1634 Huygens received from Prince Frederick Henry a piece of property in The Hague on thenorth side of the BinnenhofThe land was near the property of a good friend of Huygens,Count Johan Maurits of Nassau-Siegen, who built his house, the Mauritshuisaround the sametime.

Correspondence

Aside from his membership in the Muiderkring (which was not as formerly supposed, an official club), at the start of the 1630s he was also intouch with René Descarteswith Rembrandtand the painter Jan Lievens. He became friends with John Donneand translated his poemsinto Dutch. He was unable to write poetry for months because of his anguish over his wife's death, but eventually he composed, inspired byPetrarchthe sonnet Op de dood van Sterre (On the death of Sterre), which was well received. He added the poem to his Dagh-werckwhichhe left unfinished: the day he has described has not ended yet, but his Sterre is already dead. After sending the unfinished work to differentfriends for approval, he eventually published it in 1658 as part of his Koren-bloemen.

Hofwijck

Hofwijck
After a couple of years as a widower, Huygens bought a piece of land in Voorburg andcommissioned the building of HofwijckHofwijck was inaugurated in 1642 in the company offriends and relatives. Here Huygens hoped to escape the stress at court in The Hague, forminghis own 'court', indicated by the name of the house which has a double meaning: Hof (=Court orcourtyard) Wijck (=avoid or township). In that same year, his brother Maurits died. Due to hisgrief Huygens wrote little Dutch poetry, but he continued to write epigrams in Latin. Shortlyafterwards, he began writing Dutch pun poems, which are very playful by nature. In 1644 and1645 Huygens began more serious work. As a new year's present for Leonore Hellemans, hecomposed the Heilige Daghen, a series of sonnets on the Christian holidays. In 1647 hepublished another work, in which play and seriousness are united, Ooghentroostaddressed toLucretia of Trello, who was losing her sight and who was already half-blind. The poem wasoffered as consolation.
From 1650 to 1652 Huygens wrote the poem Hofwijck in which he described the joys of livingoutside the city. It is thought that Huygens wrote his poetry as a testament to himself, amemento moribecause Huygens lost so many dear friends and family during this time: Hooft(1647), Barlaeus (1648), Maria Tesschelschade (1649) and Descartes (1650).

Education of his sons and the new royal Prince

In 1645, his sons Constantijn Jr. and Christiaan began their studies in Leiden. In these yearsPrince Frederick Henry of Orange, Huygens' confidante and protector, became increasingly ill,and died in 1647. The new stadtholderWilliam II of Orange, greatly appreciated Huygens andgave him the estate of Zeelhem, but he died too in 1650.
The emphasis of Huygens' activities moved more and more to his presidency of the Council of the house of Orange, which was in the hands ofthe young Prince inheritor, a small baby. He traveled frequently during that time, in connection with his work. There were however strongdisagreements between the baby's widowed mother in law Amalia van Solmsand widow daughter in law Mary, Princess Royal, (4 November1631 – 24 December 1660, aged 29) on even the name for christening the Dutch-English Royal newborn.
The Orange Order flag, also known as theBoyne Standard, consisting of an orangebackground with a St George's Cross and apurple star which was the symbol ofWilliamite forces. The late political career ofConstantijn Huygens consisted in nurturingorphaned Dutch-English Prince William III,an orphan of both father and mother sinceaged 11, to become an acclaimed Protestantstadtholder in Holland and then a King inEngland.
In 1657, his son Philips died after a short sickness during his Grand Tour while in Prussia. Inthat same year Huygens became seriously ill, but healed in a miraculous manner.
In 1680 Constantijn Jr. moved with his family out of the house of his father. To stop thegossiping which started shortly afterwards, Huygens write the poem Cluijs-werck, in which heshows a glimpse of the latter stages of his life.

Writing

He still tried to find time to publish more of his work. In 1647 a number of Huygens' musicalcreations, Pathodia sacra et profana, was published in Paris. It contained some compositionsin Latin on the words of psalms in French, and Italian amorous worldly texts. The work wasdedicated to the pretty niece, Utricia Ogle, of an English diplomat.
In 1648 Huygens wrote Twee ongepaerde handen for a harpsichord. This work was connectedwith Marietje Casembroot, a twenty-five-year-old harpsichord player, with whom he could sharehis love for music.
In 1657 the collected work of his Dutch poems, the Koren-bloemen appears. Some of itscontents contain: Heilighe Daghen (1645), Ooghen-troost (1647), Hofwijck (1653) and TrijntjeCornelis (1653). This last work, Trijntje Cornelis, is an explosion of Huygens' creativity. Ittestifies to the rare language - and expressive capacity - of the author. Considering that thepiece was written in a rather short time, it can be considered work of an enormous performance.Since his mother Suzanna was from Antwerp, he visited there often and Trijntje Cornelis takesplace in Antwerp.
In 1660 his daughter Suzanna married her cousin, Philips Doublet, son of Huygens' sister Geertruijd. In 1661, a grandfather by now, Huygenswas sent to France by the circle of tutors of William III, to recover possession of the county of Orange. The county was returned to the familyof Orange-Nassau in 1665 and Huygens returned to the Netherlands.
Drawing of the Zee-straet
On his return, Huygens designed the new sand road in The Hague, running through the dunes toScheveningen. He had already planned this road in 1653, and wrote about it in his work theZee-straetThe road was made according to Huygens' design.
In 1676 the second edition of the Koren-bloemen appeared, a collected work containing 27books. New in this edition were the Zee-straetthe Mengelingh (a section of serious poemswritten after 1657) and seven books with snel-dichten (quick poems). As he was older now,Huygens found refuge in music. He wrote around 769 compositions during his lifetime.

Legacy

Constantijn Huygens died in The Hague on Good Friday, March 28, 1687 at the age of 90. Aweek later he was buried in the Grote Kerk in the Hague, together with his son, the famousscientist Christiaan Huygens.
In 1947 a literary award was created, the Constantijn Huygens Award, to honor his legacy.

Sunday, May 31, 2015

Zoo Pilot

 
 
Zoo Pilot's ambitious debut album release entitled "Broken/Up" is actually two albums released simultaneously.  Individually titled "Broken" and "Up", the two are loosely concept albums within themselves, and, as a pair. Sonically and thematically, they represent very different halves of the whole project. Through the ten tracks on "Broken" a path enrooted in the five stages of grief is charted, whereas "Up" represents a counterpoint to sadness and depression at times so polarly different that it jaunts well into the realms of mania.
 
Neither album's lyrical content plays out in obvious alignment with these antithetical moods (they're not meant to be aural psychology courses), but thematically the songs on each are clustered together around axes of seriousness/grief and levity/carefreeness.
 
Zoo Pilot, led by singer, songwriter, multi-instrumentalist Brad Paxton, has two full-time members. Their debut album was recorded over the course of about 6 years (give or take) with most of the varied instruments played and self-recorded by the pair in their Austin, Texas home studios. It may have taken a long time for the endeavor to be fully realized, but the do-it-yourself approach was the optimal choice for the duo, allowing complete creative control and artistic expression during an undertaking of such musical breadth.

Sunday, April 19, 2015

RG's All Nite Funk Band

  RG's All Nite Funk Band

Reno, NV
R&B/Soul / Rock / Pop
Play Songs »  Share Songs »  Visit Profile »



                                   Hello New Fans Supporters and Colleauges, Family, & Friends

We wish to say "Thanks  to All of you " for your Interest in our work and liking our Material & Signature Sound. We have been flexing our Creative juices on the "Hideaway" Single soon to be Released to a Radio Station Near you.

Apparently Our 3 Country/Pop /Rock flavored Tunes are also making a Buzz with Radio Airplay & getting Global interest however the Next few Singles will be with our New Artist's and New Songs & Musical Arrangments.
They will Debut only the released Singles & the All Nite funk Band ...Live Here in Reno Nv. for the Single Release Party'
We will keep all of You Wonderfull People posted with the Dates shortly
Thanks Again
RG  


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PRESS

"Trax Are Very HOT! For their Next Release "Hideaway" from this Signature Production Team. They are still in the Studio completing the Final version. Media Impact should be expected with this Band and it's Potential in several mainstream Music formats"  Ms.Gala Gossip, THE RUMOR BUREAU INC

"According to Google Rare Record Collectors are Bumping up the Price on the 4,600 Promo Copies still floating around out there. The Bands Former 2 Airplay Hits and their latest Recording efforts in Releases & Popularity have contributed to this collectors Market increase."  Ms.Gala Gossip, The Rumor Bureau Inc.

"NEW RELEASE "SomeThing" is now Available for your listening , A Happy & Uplifting message here to brighten your Holidays for sure !!"  Gala Gossip, The Rumor Bureau Inc


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Saturday, April 18, 2015

Medical Care Delivery for Occupational Therapists in Question for Memphis Elderly

Medical Care Delivery for Occupational Therapists in Question for Memphis Elderly


MEMPHIS TN (IFS) -- No pictures, no video recordings, no audio recordings, no interviews, no mentioning of any abuse of seniors in group homes.  When it's time for their breakfast, the attendants delivery their trays to the seniors in their rooms, whether or not their diapers from that night have been changed or not.   When you are lying there in your own fecal matter and have not be cleaned up from the night before, breakfast does not look good at any cost.

Why do these patients have to wait to get their diapers changed?  One, the help is poorly paid and they are usually verbally abused for not picking up the pace.  The second cause of this abuse is no help.  These facilities refuse to retain good help do to conditions and pay.

Medical personnel are prohibited from recording these abuses by law, according to the HIPA doctrine in Title I.  Family members and others can not made visual records and report these items, because these  reports violate the privacy acts of the patience.

The Memphis medical care system for seniors in group homes are in dire straits and the disrespect and treatment of our seniors is barely reported on.  However, other states are fighting back with legal cases that are carrying forward into other states.

Title I: Health Care Access, Portability, and Renewability

Title I of HIPAA regulates the availability and breadth of group health plans and certain individual health insurance policies. It amended the Employee Retirement Income Security Act, the Public Health Service Act, and the Internal Revenue Code....

Title I requires the coverage of and also limits restrictions that a group health plan can place on benefits for preexisting conditions. Group health plans may refuse to provide benefits relating to preexisting conditions for a period of 12 months after enrollment in the plan or 18 months in the case of late enrollment. Title I allows individuals to reduce the exclusion period by the amount of time that they had "creditable coverage" prior to enrolling in the plan and after any "significant breaks" in coverage. "Creditable coverage" is defined quite broadly and includes nearly all group and individual health plans, Medicare, and Medicaid. A "significant break" in coverage is defined as any 63 day period without any creditable coverage.

Title I also requires insurers to issue policies without exclusion to those leaving group health plans with creditable coverage (see above) exceeding 18 months, and ] renew individual policies for as long as they are offered or provide alternatives to discontinued plans for as long as the insurer stays in the market without exclusion regardless of health condition.

Some health care plans are exempted from Title I requirements, such as long-term health plans and limited-scope plans such as dental or vision plans that are offered separately from the general health plan. However, if such benefits are part of the general health plan, then HIPAA still applies to such benefits. For example, if the new plan offers dental benefits, then it must count creditable continuous coverage under the old health plan towards any of its exclusion periods for dental benefits.

An alternate method of calculating creditable continuous coverage is available to the health plan under Title I. That is, 5 categories of health coverage can be considered separately, including dental and vision coverage. Anything not under those 5 categories must use the general calculation (e.g., the beneficiary may be counted with 18 months of general coverage, but only 6 months of dental coverage, because the beneficiary did not have a general health plan that covered dental until 6 months prior to the application date). Since limited-coverage plans are exempt from HIPAA requirements, the odd case exists in which the applicant to a general group health plan cannot obtain certificates of creditable continuous coverage for independent limited-scope plans such as dental to apply towards exclusion periods of the new plan that does include those coverages.

Hidden exclusion periods are not valid under Title I (e.g., "The accident, to be covered, must have occurred while the beneficiary was covered under this exact same health insurance contract"). Such clauses must not be acted upon by the health plan and also must be re-written so that they comply with HIPAA.

To illustrate, suppose someone enrolls in a group health plan on January 1, 2006. This person had previously been insured from January 1, 2004 until February 1, 2005 and from August 1, 2005 until December 31, 2005. To determine how much coverage can be credited against the exclusion period in the new plan, start at the enrollment date and count backwards until a significant break in coverage is reached. So, the five months of coverage between August 1, 2005 and December 31, 2005 clearly counts against the exclusion period. But the period without insurance between February 1, 2005 and August 1, 2005 is greater than 63 days.

Thus, this is a significant break in coverage, and any coverage prior to it cannot be deducted from the exclusion period. So, this person could deduct five months from his exclusion period, reducing the exclusion period to seven months. Hence, Title I requires that any preexisting condition begin to be covered on August 1, 2006.

Title II: Preventing Health Care Fraud and Abuse; Administrative Simplification; Medical Liability Reform

Title II of HIPAA defines policies, procedures and guidelines for maintaining the privacy and security of individually identifiable health information as well as outlining numerous offenses relating to health care and sets civil and criminal penalties for violations. It also creates several programs to control fraud and abuse within the health care system.

However, the most significant provisions of Title II are its Administrative Simplification rules. Title II requires the Department of Health and Human Services (HHS) to draft rules aimed at increasing the efficiency of the health care system by creating standards for the use and dissemination of health care information.

These rules apply to "covered entities" as defined by HIPAA and the HHS. Covered entities include health plans, health care clearinghouses, such as billing services and community health information systems, and health care providers that transmit health care data in a way that is regulated by HIPAA.

Per the requirements of Title II, the HHS has promulgated five rules regarding Administrative Simplification: the Privacy Rule, the Transactions and Code Sets Rule, the Security Rule, the Unique Identifiers Rule, and the Enforcement Rule.

Privacy Rule

The effective compliance date of the Privacy Rule was April 14, 2003, with a one-year extension for certain "small plans". The HIPAA Privacy Rule regulates the use and disclosure of Protected Health Information (PHI) held by "covered entities" (generally, health care clearinghouses, employer sponsored health plans, health insurers, and medical service providers that engage in certain transactions.)






By regulation, the Department of Health and Human Services extended the HIPAA privacy rule to independent contractors of covered entities who fit within the definition of "business associates".   PHI is any information held by a covered entity which concerns health status, provision of health care, or payment for health care that can be linked to an individual. This is interpreted rather broadly and includes any part of an individual's medical record or payment history. Covered entities must disclose PHI to the individual within 30 days upon request. They also must disclose PHI when required to do so by law such as reporting suspected child abuse to state child welfare agencies.



Covered entities may disclose protected health information to law enforcement officials for law enforcement purposes as required by law (including court orders, court-ordered warrants, subpoenas) and administrative requests; or to identify or locate a suspect, fugitive, material witness, or missing person.


A covered entity may disclose PHI (Protected Health Information) to facilitate statment, payment, or health care operations without a patient's express written authorization.  Any other disclosures of PHI (Protected Health Information) require the covered entity to obtain written authorization from the individual for the disclosure.

However, when a covered entity discloses any PHI, it must make a reasonable effort to disclose only the minimum necessary information required to achieve its purpose.
The Privacy Rule gives individuals the right to request that a covered entity correct any inaccurate PHI.  It also requires covered entities to take reasonable steps to ensure the confidentiality of communications with individuals.


For example, an individual can ask to be called at his or her work number instead of home or cell phone numbers.
The Privacy Rule requires covered entities to notify individuals of uses of their PHI. Covered entities must also keep track of disclosures of PHI and document privacy policies and procedures. They must appoint a Privacy Official and a contact person   responsible for receiving complaints and train all members of their workforce in procedures regarding PHI.



An individual who believes that the Privacy Rule is not being upheld can file a complaint with the Department of Health and Human Services Office for Civil Rights (OCR).  However, according to the Wall Street Journal, the OCR has a long backlog and ignores most complaints. "Complaints of privacy violations have been piling up at the Department of Health and Human Services. Between April of 2003 and November 2006, the agency fielded 23,886 complaints related to medical-privacy rules, but it has not yet taken any enforcement actions against hospitals, doctors, insurers or anyone else for rule violations. A spokesman for the agency says it has closed three-quarters of the complaints, typically because it found no violation or after it provided informal guidance to the parties involved."




However, in July 2011, UCLA agreed to pay $865,500 in a settlement regarding potential HIPAA violations. An HHS Office for Civil Rights investigation showed that from 2005 to 2008 unauthorized employees repeatedly and without legitimate cause looked at the electronic protected health information of numerous UCLAHS patients.

Country's Worst Nursing Homes Receive Federal Insurance

November 17, 2014
 
 
last-station-nursing-home-4.jpegThe Center for Public Integrity recently revealed that hundreds of the country's lowest-rated nursing homes are receiving federally-backed, guaranteed mortgages. This assistance is worth billions of dollars, so why is it being given to facilities that harm residents and do not meet federal safety standards? Nursing home lawyers at Pintas & Mullins offer an investigation into this issue.

The Department of Housing and Urban Development (HUD) insures mortgage loans through a little-known program with little to no oversight. Throughout the country, nursing homes (and particularly for-profit chains) routinely receive HUD-guaranteed loans, regardless of the quality of care they provide.

Another federal agency, the Department of Health and Human Services (HHS) rates the country's nursing homes based on annual health inspections, staffing levels, and resident care. Take, for example, the Alden Alma Nelson Manor nursing home in Rockford, Illinois, which consistently earns the lowest possible quality rating from HHS, and has earned these abysmal ratings for the better part of a decade. Alden Alma recently paid hundreds of thousands of dollars in fines for the deaths of three residents and incidents of abuse and sexual assault. Despite this, Cambridge Realty Capital approved a $12 million mortgage for the facility, and the HUD insured the loan.
Another Illinois facility that received an HUD loan, the Crossroads Care Center in Woodstock, has a federal one-star rating. It was also fined about $360,000 for the deaths of six residents, including allegations that a nurse purposefully overmedicated and killed residents. That nurse, Marty Himebaugh, was found guilty of felony criminal neglect.

Again, despite this, in 2013 Crossroads Care received $4.4 million in a HUD-backed loan, it's second since 2001. Similarly, the Alden Wentworth Rehabilitation nursing home on Chicago's South Side received a $10.6 million HUD loan, even after a beloved resident fell four stories at the home, prompting a senate hearing. Two years before the loan, another resident died after wrongfully receiving narcotics for three weeks.

Stories like this abound throughout Illinois and the rest of the country. HUD officials claim that they are not made aware of safety and health issues, yet how this can be true is disconcerting. Why is there no system by which HUD employees must check a facility's quality of care before financing it? Why is there no emphasis put on regulatory enforcement, or communication between agencies - particularly when it comes to our nation's most vulnerable citizens?

The Center for Public Integrity states that this type of situation is not uncommon: since 2001, hundreds of the worst-ranked nursing homes in the country have received HUD-guaranteed loans, worth about $2.5 billion. In fact, the number of one-star nursing homes receiving HUD insurance rose every year between 2009 and 2012.

An esteemed nursing professor at University of California at San Francisco said that this HUD pattern points to serious issues about the communication - or lack thereof - between government agencies, an outrageous lack of oversight, and the improper use of public funding. There hasn't been any public scrutiny over the HUD's practices, which makes a bad problem even worse.
How, When, and Why This is Allowed

As mentioned, these loans are made possible by a little-known federal program: the National Housing Act of 1959, which was enacted by Congress to make it easier for nursing homes to secure loans on reasonable terms. It was created in effort to provide a reliable stream of income to nursing homes, which previously had trouble finding loans.

This may seem like a good thing, but the program means that if nursing homes default on the loans, the public pays (about $187 million in defaults have been incurred since 1959). These mortgages have been granted to over 7,000 nursing homes; currently, about 13% of all nursing homes have HUD-guaranteed loans.

About 240 nursing homes with a one-star rating have HUD loans, with Ohio having the most of any other state (30). In Illinois, 20 one-star nursing homes have HUD loans, and California ranked third among states. For-profit nursing homes make up the large majority of one-star loan recipients, with corporations owning two-thirds (despite representing only about half of all nursing homes nationwide). Experts believe that the HUD should restrict its guaranteed loans to only non-profit nursing homes, which generally run higher quality and safer facilities. This makes sense. The government should not be financing large, for-profit, multi-billion dollar corporations.

Part of the reason these facilities are able to get away with the death and demise of residents while still securing financial backing is because the owners spend hundreds of thousands in donations to political candidates.

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